Career Opportunities

Connect with a
dynamic, growing team.
Connect with a dynamic, growing team.

Career Opportunities At Avidbank

Working at Avidbank you will find no two days alike. We are growing fast and are looking for like-minded individuals to join our team. We take pride in building long-lasting relationships with our clients, and we have lots of fun while doing so. We are advocates for our clients as well as our colleagues. Responsive, Collaborative & Accountable. We do what we say.

Below is a listing of current job openings along with all the details. To apply, click on the email link at the top of the job posting. Please be sure to attach your cover letter and resume.

Avidbank is an affirmative action and equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity, gender expression, sexual orientation, national origin, genetic information, age, disability, veteran status or any other legally protected basis.

Venture Lending Credit Analyst – San Francisco

Job Posting

Updated: August 16, 2022

Title: 

Venture Lending Credit Analyst

Position Type:  

Full-Time

Location: 

San Francisco

Summary: 

The fast growing and dynamic Avidbank Venture Lending team is focused on providing lending and banking services for early and growth stage, venture capital backed, innovation companies nationwide. The Credit Analyst or Senior Credit Analyst is responsible for spreading, managing and maintaining financial background information on present and prospective clients, and assists with underwriting analysis for the Relationship Managers. Position includes managing spread assignments, making financial analyses, and maintaining related records and files.

Essential Functions and Basic Duties:

  • Analyzes credit and collateral information to determine risk involved in lending money to clients.
  • Collects, organizes, analyzes company financials to ensure Bank compliance, and updates the Bank’s systems accordingly.
  • Works directly with clients to resolve compliance issues and operational inquiries.
  • Reviews client financials and performs sensitivity analysis to evaluate credit risk in connection with Bank structures.
  • Prepares in-depth reports providing plans of action based on qualitative and quantitative research.
  • Collaborates cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents.
  • Produces loan packages for new and restructured loans.
  • Facilitates reporting and requests on behalf of the Bank with third parties, e.g., field auditors, appraisers, etc.
  • Monitors loan disbursements to ensure compliance with Bank regulations.
  • May conduct lien searches and other research.
  • Performs other duties as assigned.

Qualifications and Desired Skills:

  • Undergraduate degree in business, finance/accounting, or related field. 
  • Familiarity with financial statements and ability to analyze business and financial data.
  • Proficient in the use of personal computers and software programs, such as Excel and Word.
  • Familiar with financial analysis and development of spreadsheets.
  • Good communication skills, both verbal and written.

Experience Required:

1 year of related experience for Credit Analyst or 2 or more years related experience for Senior Credit Analyst.

Vice President/Senior Vice President, Credit Officer – Any/Remote

Job Posting

Title: 

Vice President/Senior Vice President, Credit Officer

Position Type:  

Full-Time

Location: 

Any/Remote

Summary: 

Avidbank is a $2.1 billion commercial bank based in Silicon Valley serving the San Francisco Bay Area and beyond. We are a highly responsive business bank, providing tailored financial solutions. We are advocates for our clients and specialize in providing innovative banking products and supportive services that exceed our clients' expectations.

Founded in 2003, we specialize in commercial & industrial lending, technology and asset-based lending, specialty finance, real estate construction and commercial real estate lending. We have one branch in San Jose along with loan production offices in Redwood City and San Francisco.

The VP/SVP Credit Officer position requires attention to detail, independence and decisiveness combined with the ability to prioritize and operate in a multi-tasked and geographically dispersed environment. Responsibilities include review of credit authorization and financial spreads for loan approval and may include approval of larger and more complex credit transactions; ensure compliance with Credit Policy; daily and weekly approvals of significant and insignificant credit amendments and waivers for the assigned portfolio. The individual determines the feasibility of granting credit for diverse types of loans, makes recommendations on structure, and covenants so as not to expose the Bank to undue credit risk. This position requires excellent interpersonal and communication skills due to the high level of contact with lenders, senior management, existing clients, and regulators.

Essential Functions and Basic Duties:

Essential

  • Review and approval loan requests within assigned approval authority.
  • Review and recommend loan requests exceeding assigned approval authority.
  • Maintain the credit quality of the loan portfolio assigned for supervision.
  • Ensure that the risk grading of individual loans are accurate and timely.
  • Provide technical advice, guidance, and assistance to lenders in structuring and documenting of individual transactions.
  • Proactive and timely monitoring and management of delinquent loans.
  • Advise lenders on potential red flags for deteriorating credits.
  • Identify problem loans and make recommendations to ensure a rapid resolution.
  • Ensure the quality of loan presentations as to accuracy and completeness.
  • Serve as a resource for credit policy and procedure interpretation for relationship and portfolio managers.
  • Assist Senior Credit Officers and Chief Credit Officer with projects as assigned.
  • Make joint calls on existing clients and with investors as needed.

Supplementary

  • Contribute ideas concerning bank strategy, compliance, and regulatory risk management.
  • Provide technical advice to the note and operations departments on approvals and documentation.
  • Provide training of the credit analysts and lenders as needed.
  • Assist in managing troubled assets and potential troubled assets.
  • Develop knowledge of the financial industry, economy, and market conditions.
  • Participate in or serve as a member of the Allowance for Loan and Lease Losses committee.
  • Contribute ideas to management and the Directors Loan Committee concerning the credit function.
  • On an as-needed basis, design and develop forms and loan policy for Credit Administration.
  • Follow for adherence to approved bank policies, procedures, and regulatory requirements.
  • Assist in management of the credit reviews performed by internal and regulatory examiners.
  • Some travel is required to various bank locations and occasionally to a client's place of business.
  • Position may have supervisory responsibilities.

Qualifications and Desired Skills:

  • Computer proficiency and advanced skill set in Microsoft Excel and Word.
  • Excellent verbal and written communication skills.
  • Highly proficient at analyzing complex financial statements and tax returns.
  • Ability to develop relationships throughout the bank as well with regulators and bank accountants.
  • Strong analytical proficiencies with excellent problem-solving skills.
  • Working knowledge of the organization's core operating system.
  • Ability to work efficiently and accurately ensuring all deadlines are met.
  • SVP/SCO competencies require extensive knowledge of all phases of commercial, ABL, construction, and real estate lending.

Experience Required:

For the Credit Officer role, the ideal candidate has at least seven years' experience as a relationship or portfolio manager, enjoys the credit underwriting process, and may have some credit approval experience.

For the Senior Credit Officer role, the ideal candidate has at least twelve years' experience as a relationship or portfolio manager and substantial experience approving credits.

Vice President, SEC Reporting Manager – Any

Job Posting

Title: 

Vice President, SEC Reporting Manager

Position Type:  

Full-Time

Location: 

Any

Summary: 

Avidbank is a $2.1 billion commercial bank based in Silicon Valley serving the San Francisco Bay Area and beyond. We are a highly responsive business bank, providing tailored financial solutions. We are advocates for our clients and specialize in providing innovative banking products and supportive services that exceed our clients' expectations.

Founded in 2003, we specialize in commercial & industrial lending, technology and asset-based lending, specialty finance, real estate construction and commercial real estate lending. We have one branch in San Jose along with loan production offices in Redwood City and San Francisco.

Avidbank is looking for an experienced finance professional to manage external reporting for the bank including the annual and quarterly SEC reporting process and Proxy. This individual will collaborate with the Controller, CFO, and other finance staff in preparation of SEC documents, including preparation of footnote disclosures and supporting schedules. While all candidates will be considered, candidates living in or around the San Jose and San Francisco areas are highly encouraged to apply.

Essential Functions and Basic Duties:

  • Assist in the planning, coordination, and execution of the annual and quarterly SEC reporting process.
  • Assist in the preparation of SEC documents (10-Q, 10-K, 8-K, Proxy, and registration statements).
  • Review and/or preparation of the supporting schedules for financial statements, footnote disclosures, management discussion and analyses, and maintaining tie-out documentation under the Company's SOX controls.
  • Create, maintain, and execute proper procedures to ensure adequacy and effectiveness of internal controls over financial reporting.
  • Prepare H360 queries with date from the core processing system for management reporting and in response to special requests. Work with other departments to consolidate H360 report production into Finance Department.
  • Train on and function as backup/support for ALLL/Abrigo monthly calculation.
  • Train on and function as backup/support for Plansmith budgeting/ALM interest rate risk analysis.
  • Provide assistance with other accounting and finance projects.
  • Understand government regulations with particular emphasis on the Bank Secrecy Act and related regulations, and the fact that compliance with BSA regulations is an enterprise responsibility.
  • Perform other duties as required or assigned.
    • Stay informed of trends and changes in the accounting and finance fields.
    • Complete special accounting projects as assigned.

Qualifications and Desired Skills:

Undergraduate degree preferably in Accounting, Finance or Economics.

Experience Required:

5+ years' experience in external reporting for a bank or financial institution including SEC and other regulatory reporting.

Assistant Vice President, Loan Services Operations Manager – Any

Job Posting

Title: 

Assistant Vice President, Loan Services Operations Manager

Position Type:  

Full-Time

Location: 

Any

Summary: 

Avidbank is a $2.1 billion commercial bank based in Silicon Valley serving the San Francisco Bay Area and beyond. We are a highly responsive business bank, providing tailored financial solutions. We are advocates for our clients and specialize in providing innovative banking products and supportive services that exceed our clients' expectations.

Founded in 2003, we specialize in commercial & industrial lending, technology and asset-based lending, specialty finance, real estate construction and commercial real estate lending. We have one branch in San Jose along with loan production offices in Redwood City and San Francisco.

The AVP, Loan Services Operations Manager is responsible for managing and coordinating the daily operations of boarding and servicing loans. The incumbent must provide excellent service and quality control oversight to ensure accuracy and efficiency in loan boarding activities and other loan servicing areas.

Essential Functions and Basic Duties:

  • Ensure accurate and timely servicing of the Bank's loan operations.
  • Ensure that production and other processing activities are completed according to applicable government regulations and bank policy.
  • Assist in compliance with banking regulations including the Bank Secrecy Act.
  • Train personnel to ensure bank policies and procedures are being followed.
  • Provide leadership and training to one or more staff.
  • Review daily work prepared by Operations Specialists for accuracy and completeness; ensure bank adheres to policies and procedures.
  • Work closely with Operations Specialists to ensure resolutions of inquiries or issues that relate to loan operations.
  • Perform call backs of loans boarded.
  • Process, solve and answer complex client transactions, problems or inquiries.
  • Directly supervise Loan Operations Specialists, monitor employees' performance, and address any issues that surface.
  • Prepare annual performance reviews for the Loan Operations team.
  • Participate in Recruitment/Employee Relations/Compensation decisions.
  • Assist with audits and exams.
  • Perform other duties as assigned.

Qualifications and Desired Skills:

  • Bachelor's Degree preferred
  • Proven experience as supervisor or relevant role
  • Outstanding organizational and leadership skills
  • Effective oral and written communication skills
  • LaserPro and Horizon preferred

Experience Required:

  • Five or more years of loan operations experience with a financial institution.
  • Three years of experience managing people in a lead capacity preferably with a financial institution/loan environment, with an emphasis in customer service and meeting deadlines.

Loan Operations Specialist – Any

Job Posting

Title: 

Loan Operations Specialist

Position Type:  

Full-Time

Location: 

Any

Summary: 

Avidbank is a $2.1 billion commercial bank based in Silicon Valley serving the San Francisco Bay Area and beyond. We are a highly responsive business bank, providing tailored financial solutions. We are advocates for our clients and specialize in providing innovative banking products and supportive services that exceed our clients' expectations.

Founded in 2003, we specialize in commercial & industrial lending, technology and asset-based lending, specialty finance, real estate construction and commercial real estate lending. We have one branch in San Jose along with loan production offices in Redwood City and San Francisco.

The Loan Operations Specialist will be responsible for all routine clerical duties related to consumer and business loan applications. The ideal candidate comes to us with a strong work ethic, excellent communication, attention to detail, ability to retain information, and excellent customer service skills.

Essential Functions and Basic Duties:

  • Perform routine clerical duties related to consumer and business loan applications.
  • Process consumer, commercial and real estate loan payments, and advances on lines of credit.
  • Loan boarding - perform post audits of loan documentation, prepare boarding sheets, wire and board loans on the bank's core processing and loan documentation system.
  • Scan boarded loans on the bank's document management system.
  • File and monitor UCC's.
  • File Tax Service Contracts.
  • Monitor ticklers.
  • Obtain required insurance on loans and send to the bank's service provider for monitoring. Work weekly insurance reports and distribute to the Relationship Managers.
  • Run credit reports on current or prospective borrowers as necessary for all related interests.
  • Conduct account research to update client's complete banking relationship.
  • Correct loan accounting system errors, as necessary.
  • Calculate loan pay off amounts for specific loans as requested.
  • Submit invoices through the bank's accounting system for payment and monitor the bank's Reimbursable GL.
  • Assist management in ensuring compliance with applicable banking regulations, with particular emphasis on the Bank Secrecy Act.
  • Perform other duties as assigned.

Qualifications and Desired Skills:

  • Experience in LaserPro and Horizon is desirable.
  • Computer skills: Advanced Microsoft Word, Microsoft Excel, and Microsoft Outlook.
  • Ability to provide courteous, knowledgeable, and professional customer service in all forms of interaction.
  • Ability to assume responsibility, display initiative, exercise good judgment, and make and act upon decisions with minimal supervision.
  • Good organizational skills, ability to prioritize and meet deadlines.

Experience Required:

  • Undergraduate degree or Associate's Degree in finance or business preferred.
  • Minimum 1-year related experience in loan operations processing.

CRE Loan Assistant, Commercial Real Estate Lending – San Jose

Job Posting

Title: 

CRE Loan Assistant, Commercial Real Estate Lending

Position Type:  

Full-Time

Location: 

San Jose

Summary: 

The CRE Loan Assistant (CRELA) manages, tracks, and archives all financial reporting compliance for the Commercial Real Estate Lending Division's clients in concordance with their Credit Authorization/Loan Documents; contacts clients for upcoming and past due reporting, or missing required items within their submissions; alerts Relationship Manager if reporting is delayed, or client becomes unresponsive; and updates all internal systems with reporting compliance. CRELA reports to the EPV on a regular basis to review progress on program implementation and assist with establishing improvements, revisions, and updates to the plan.

The CRELA is responsible for all elements of compliance as outlined in the Reporting section of the Credit Authorization to ensure all required reporting is accounted for in the portfolio tracker. CRELA is also responsible for coordinating and managing all other appropriate information for the portfolio reviews for the Commercial Real Estate Lending Division.

Essential Functions and Basic Duties:

  • Monitor reporting compliance of all clients to ensure receipt of on-time submissions, reports still outstanding, and reporting covenant defaults.
  • Archive all reporting compliance and email correspondence with clients.
  • Update portfolio review and any other internal systems to monitor and track bi-monthly, monthly, quarterly, and annual reporting.
  • Track reporting compliance variances for all clients within the group (i.e., changes to DCR covenant).
  • Work closely with the Executive Vice President (EVP), Relationship Managers (RMs), and Credit Analysts (CAs) in overseeing reporting compliance agreements, policies, and procedures; report via email to RMs/CAs, alerts of default and other pertinent information.
  • Understand government regulations with particular emphasis on the Bank Secrecy Act and related regulations, and the fact that compliance with BSA regulations is an enterprise responsibility.
  • Other duties as assigned (i.e., spread existing companies' financials, follow up on reporting; contact clients for necessary compliance documentation, Term Loan Review preparation, Annual Loan and/or ACH/RDC Renewal Preparation; DCR Calculations, among other administrative duties as assigned).

Qualifications and Desired Skills:

  • Responsive, Collaborative, and Accountable
  • Attention to Detail
  • Excellent Multi-tasking/Time Management, Sense of Urgency skills
  • Great Organizational skills
  • Ability to Report, Write/Prepare Reports as needed

Experience Required:

  • Bachelor's degree or equivalent
  • Administrative experience
  • Loan Operations experience

Vice President, Portfolio Manager - Venture Lending – Any

Job Posting

Updated: February 8, 2022

Title: 

Vice President, Portfolio Manager - Venture Lending

Position Type:  

Full-Time

Location: 

Any

Summary: 

Avidbank's Venture Lending division provides a comprehensive suite of banking and financing solutions to technology sector entrepreneurs and their investors. With offices located in key innovation hubs nationwide, Avidbank is known for exceptional client service and innovative banking products, as well as collaborative debt solutions.

Essential Functions and Basic Duties:

  • Manage assigned portfolio of borrowing relationships, reviewing information, evaluating risk, and engaging with clients, building relationships with appropriate stakeholders. Communicate internally to recommend and execute on responses to changing situations for clients / across the portfolio broadly. Ensure that portfolio management practices meet Avidbank standards.
  • Negotiate, underwrite and coordinate the closing of Venture Lending credit products in compliance with the Bank's lending policies and procedures.
  • Assist Business Development Officers and Senior Relationship Managers in interviewing prospective applicants and request specified information related to loan or credit application; correspond or re-interview applicants to resolve questions regarding application information.
  • Analyze market conditions to ensure proper underwriting standards and portfolio management are maintained.
  • Perform pre-qualification assessments and analyses of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
  • Conduct relevant due diligence interviews or calls with venture capital and Private Equity investors.
  • Gather and analyze all information necessary to present a financing request to senior management or Loan Committee for approval; meets with existing or potential clients; visit sites of loans; negotiate loan terms and conditions.
  • Coordinate processing of approved loans according to agreed terms, client needs  and conform to Bank lending policies; obtain sufficient information and/or documents from clients; solve problems relative to processing and servicing of loans within his or her portfolio; approve loan disbursements in accordance with agreements.
  • Negotiate along with Business Development Officer or Senior Relationship Manager, underwrite and process renewals of credit facilities.
  • Review monthly financial reporting, borrowing bases, and compliance certificates to assess compliance with credit agreements.
  • Develop and demonstrate subject matter expertise within the team including market, sector and competitive trends, business models, lending models, and make the group more scalable through optimizing how we conduct business and manage the portfolio.
  • Perform other duties as assigned.

Qualifications and Desired Skills:

  • Thorough understanding of financial services and banking products.
  • Strong underwriting and portfolio management skills.
  • Ability to manage complex credits and client relationships.
  • Ability to interpret financial data and reports and when necessary, recommend appropriate actions.
  • Background in venture lending a plus.
  • Results driven.
  • Thrives in a dynamic environment and has a keen sense of urgency.
  • Skilled communicator.

Experience Required:

The optimal candidate will have at least a Bachelor's degree along with at least 5 years of experience.

Qualified candidates with equivalent experience should apply.

Senior Vice President, Relationship Manager - Venture Lending – Any

Job Posting

Updated: February 1, 2022

Title: 

Senior Vice President, Relationship Manager - Venture Lending

Position Type:  

Full-Time

Location: 

Any

Summary: 

Avidbank's Venture Lending division provides a comprehensive suite of banking and financing solutions to technology sector entrepreneurs and their investors. With offices located in key innovation hubs nationwide, Avidbank is known for exceptional client service and innovative banking products, as well as collaborative debt solutions.

We are seeking a highly motivated and well-networked professional to join our fast-growing organization. The Senior Vice President will champion deals from initial contact to funding and play a critical role throughout the entire lending process at Avidbank. The Senior Vice President will be at the forefront of our success and will manage relationships with key stakeholders throughout the Venture ecosystem including clients, venture capital firms, and other key referral sources.

Essential Functions and Basic Duties:

New Business Development:

  • Establish/maintain relationships with technology bankers, venture capital firms, and private equity firms, as well as venture capital and private equity-backed technology companies.
  • Identify potential new banking prospects, perform initial review of business opportunities and present viable opportunities to the Credit Committee for consideration.
  • Evaluate potential lending opportunities including initial prospect interviews, modeling of financial information, and evaluation of market opportunities.

Due Diligence:

  • Assist the banking team with research, conduct interviews of company management, financial sponsors, industry participants, and the company's customers/clients.
  • Serve as the primary interface and deal "champion" for the company's management.
  • Assist in drafting and then negotiating term sheets with prospective portfolio company management or venture capital investors to finalize a signed term sheet.
  • Assist the banking team with the drafting of deal memos for initial approval, and with Credit Action packages for final Credit Committee review and approval.

Portfolio Management:

  • Assist the banking team and Bank's counsel to draft and negotiate loan documentation.
  • Assist the banking team with ongoing portfolio and relationship management.

Qualifications and Desired Skills:

  • Exceptional analytical, communication, and presentations skills; demonstrated ability to be a self-starter and independent thinker.
  • Strong team player with ability to collaborate with cross-functional teams and focus on achieving company goals.
  • Entrepreneurial and competitive spirit with the strong desire to build a network, brand, and team.
  • Proficiency with Microsoft Office (Word, Excel, PowerPoint, Outlook) required; experience with Salesforce.com is a plus.

Experience Required:

  • 10+ years' experience in venture banking, venture capital, private equity, or leveraged finance with a technology industry focus.
  • Ideal candidate will have previous experience in a senior banker role where they have sponsored deals throughout the lifecycle (origination, deal structuring, committee approval, portfolio management, etc.).
  • Ideal candidate will possess a robust network of contacts within the venture capital ecosystem.
  • Experience in structuring venture debt and working capital financings.

Portfolio Manager - Specialty Finance – San Francisco

Job Posting

Title: 

Portfolio Manager - Specialty Finance

Position Type:  

Full-Time

Location: 

San Francisco

Summary: 

Negotiates, underwrites and coordinates the closing of Specialty Finance credit products in compliance with the Bank's lending policies and procedures. Promotes business for the Bank by maintaining good client relations.

Essential Functions and Basic Duties:

  • Assists Business Development Officers and Relationship Managers in interviewing prospective applicants and requests specified information related to loan or credit applications; corresponds or re-interviews applicants to resolve questions regarding application information.
  • Analyzes market conditions to ensure proper underwriting standards and portfolio management is being maintained.
  • Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within the framework of Bank credit culture and current economic and industry trends.
  • Gathers and analyzes all information necessary to present a financing request to senior management or Loan Committee for approval; meets with existing or potential clients; visits sites of loans; and negotiates loan terms and conditions.
  • Coordinates processing of approved loans; ensures loans are processed according to agreement and client needs, and conform to Bank lending policies; obtains sufficient information and/or documentation from clients; solves problems relative to processing and servicing of loans within his or her portfolio; and approves loan disbursements in accordance with agreements.
  • Ensures that credit inquiries and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved.
  • Ensures that certification or deletion of collateral is made by the appropriate personnel.
  • Negotiates along with the Business Development Officer or Relationship Manager, underwrites and processes renewals of credit facilities.
  • Approves loan payments, draws from lines of credit and fund transfers within specified limits.
  • Authorizes commitment, engagement, adverse action and decline letters.
  • Reviews NSF and overdraft reports for clients assigned within his or her portfolio; approves or declines such exceptions within established lending limits.
  • Performs other duties as necessary.

Qualifications and Desired Skills:

Understands government regulations with particular emphasis on the Bank Secrecy Act and related regulations, and the fact that compliance with BSA is an enterprise.

Experience Required:

  • At least three years Sponsor / Search Finance experience a plus.
  • Three years of experience in a financial institution/banking environment.

Credit Analyst Interns – San Jose

Job Posting

Updated: April 21, 2021

Title: 

Credit Analyst Interns

Position Type:  

Full-Time

Location: 

San Jose

Summary: 

Credit Analyst Interns assist the lending function by gathering and analyzing credit information on current and potential borrowers, and determine credit risk for diversified types of loans

Essential Functions and Basic Duties:

  • Assists loan officers in writing loan requests and proposals.
  • Promotes quality client relations and refers clients tok appropriate staff for new services.
  • Assists loan officers in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
    • Gathers data from clients and other sources.
    • Prepares spreadsheets and analyzes financial information including financial statements and tax returns.
    • Contacts clients for additional information and clarification of data.
    • Verifies pledged assets.
  • As instructed, compiles data from credit bureaus, conducts industry peer comparisons, and performs cash flow analysis and other related tasks.
  • Based on analysis, makes recommendation on loan structures and terms to loan officers and assists in the writing of financial analysis and reports.
  • Assists with loan processing and coordination.
  • Monitors loans and determines when updates to documentation, e.g., financial statements, are required. Informs loan officers and monitors accounts. Ensures that credit inquiries and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved.
  • Assists loan officers in verification of funds with mortgage companies and contractors.
  • Participates in the on-going computerization of the loan review function.
  • Assists in providing deposit and loan account ratings for loan officers.
  • Updates and corresponds with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken.
  • Understands governmental regulations with particular emphasis on the Bank Secrecy Act and related regulations and the fact that compliance with BSA regulations is an enterprise responsibility.
  • May represent the Bank in various community, civic and community reinvestment functions to promote the Bank's image and develop additional business.
  • Performs other duties as required.

 

Qualifications and Desired Skills:

  • Undergraduate degree (or anticipated in a year) in business, finance/accounting, or related field.
  • Familiarity with financial statements and ability to analyze business and financial data.
  • Proficient in the use of personal computers and software programs, such as Excel and Word.
  • Familiarity with financial analysis and development of spreadsheets.
  • Good communication skills, both verbal and written.

Experience Required:

None.