Career Opportunities

Connect with a
dynamic, growing team.
Connect with a dynamic, growing team.

Career Opportunities At Avidbank

Working at Avidbank you will find no two days alike. We are growing fast and are looking for like-minded individuals to join our team. We take pride in building long-lasting relationships with our clients, and we have lots of fun while doing so. We are advocates for our clients as well as our colleagues. Responsive, Collaborative & Accountable. We do what we say.

Below is a listing of current job openings along with all the details. To apply, click on the email link at the top of the job posting. Please be sure to attach your cover letter and resume.

Avidbank is an affirmative action and equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity, gender expression, sexual orientation, national origin, genetic information, age, disability, veteran status or any other legally protected basis.

VP Relationship Manager – San Francisco

Job Posting

Updated: November 10, 2017

Title: 

VP Relationship Manager

Position Type:  

Full-Time

Location: 

San Francisco

Summary: 

The Relationship Manager is responsible for managing a portfolio of clients and developing good business relationships that lead to loans, deposits and other banking products offered by the Bank. The Relationship Manager must assist with the management sales and service efforts to ensure retention of existing relationships and growth of new relationships.

Essential Functions and Basic Duties:

  • Solicits, negotiates, underwrites and coordinates the closing of business loans in compliance with the Bank's lending policies and procedures.
  • Develops business checking and deposit relationships with customers; and promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.
  • Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information.
  • Analyze potential loan markets to develop new prospects.
  • Develops business relationships.
  • Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
  • Gathers and analyzes all information necessary to present a financing request to senior management or Loan Committee for approval; meets with existing or potential customers; visiting sites of loans; negotiates  loan terms and conditions.
  • Coordinates processing of approved loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements in  accordance  with agreements.
  • Ensures that credit inquires and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved.
  • Ensures that certification or deletion of collateral is made by the appropriate personnel.
  • Negotiates, underwrites and processes renewals of credit facilities.
  • Approves loan payments, draws from lines of credit, and fund transfers within specified limits.
  • Authorizes commitment, engagement, and declination letters.
  • Reviews NSF and overdraft reports for customers assigned within his or her portfolio; approves or declines such exceptions within established lending limits.
  • Assists management with insuring compliance with applicable banking regulations, with particular emphasis on the Bank Secrecy Act.
  • May represent the bank in community or civic functions to promote the Bank’s image and bank products and services.

Qualifications and Desired Skills:

  • Thorough understanding of financial services and banking products
  • Strong underwriting and portfolio management skills
  • Ability to manage complex credits and client relationships
  • Background in leveraged finance a plus
  • Results driven
  • Thrives in a dynamic environment and has keen sense of urgency
  • Skilled communicator
  • Strong ability to lead and motivate junior staff
  • Ability to interpret financial data and reports and when necessary recommend appropriate actions
  • Ensures absolute confidentiality in all areas of responsibility

Experience Required:

This level of knowledge is normally acquired through a Bachelor's degree along with at least 3-4 years of experience. Qualified candidates with equivalent experience should apply.

 

Customer Service Representative – Palo Alto

Job Posting

Updated: November 3, 2017

Title: 

Customer Service Representative

Position Type:  

Full-Time

Location: 

Palo Alto

Summary: 

This position is a client-facing role and is an integral part of our day-to-day Bank operations. The ideal candidate comes to us with a strong work ethic, great communication, and excellent customer service skills.

Essential Functions and Basic Duties:

  • Performs routine and intermediate branch and customer services duties; accepts retail and commercial checking and savings deposits; cashes checks and savings withdrawals and other client transactions as requested.
  • Promotes business for the Bank by maintaining quality customer relations and referring customers to appropriate staff for new services.
  • Processes client transactions as requested, ensuring that all necessary documents are properly authorized, in proper form, within authorized limits, and completed accurately:
    • Receives retail and commercial checking and savings deposits and issues receipts.
    • Cashes checks, savings withdrawals, and prepares change orders.
    • Operates computer terminal or personal computer to process account activity, determine balances, and resolve problems within given authority.
    • Issues cashier's checks.
    • Receives and processes stop payment and hold orders.
    • Other duties as assigned by management.
  • Balances and reconciles cash drawer daily and verifies cash being returned to the vault.
  • Establishes proper identification of new customers and determines need and extent of reference investigation.
  • Assists with night depository duties:
    • Logs bags
    • Processes deposits
    • Makes change orders
    • Issues receipts and returns bags to customers
  • Cross-sells the Bank's other products and services, referring customers to appropriate staff as indicated.
  • Records, files, updates information, prepares wire transfers and sorts mail or reports as required.
  • May gather data and process various reports (e.g., currency transaction, returned items, overdrafts, callbacks, etc.).
  • Processes, credit ratings, verification of deposit, certifications, change orders and deposit slip corrections.
  • Performs safe deposit duties by controlling access, assisting customers and processing affiliated reports.
  • Maintains files, copies and faxes documents, and orders and distributes supplies.
  • May assist in opening and closing the vault daily; assists in balancing vault currency and coin.
  • May prepare and research data for levies and garnishments.
  • Assist clients with debit card transaction research, including ordering new debit cards.
  • Assist clients with Online Banking including but not limited to, resetting passwords, bill pay and basic functionality.
  • Assist clients with Mobile Banking and Mobile Remote Deposit Capture including but not limited to, enrollment and basic functionality.
  • May assist New Accounts required, or for back up to other personnel.
  • Assists management in insuring compliance with applicable banking regulations, with particular emphasis on the Bank Secrecy Act. Understands government regulations with particular emphasis on the Bank Secrecy Act and related regulations and the fact that compliance with BSA regulations is an enterprise responsibility.
  • Responsible for ensuring compliance with all aspects of job related laws and regulations. Responsible for keeping compliance knowledge current by attending compliance related training seminars and/or staff meetings (or reviewing minutes when not in attendance for actual meetings) and by reading pertinent compliance related materials. Job related laws and regulations include, but are not limited to the following:
    • Expedited Funds Availability - Regulation CC
    • Red Flags - Identity Theft
    • Error Resolution - Regulation  E
    • Truth in Savings - Regulation DD
    • Reserve Requirements for Depository Institutions - Regulation D
    • Privacy of Consumer Financial Information - Regulation P/GLBA
    • Prohibition on Funding of Unlawful Internet Gambling - Regulation GG

Qualifications and Desired Skills:

  • Basic Microsoft Office skills.
  • Effective organizational, multi-tasking, and prioritizing skills.
  • Excellent verbal, written, and interpersonal communication skills.
  • Knowledge and understanding of banking products and services.
  • Ability to provide exceptional customer satisfaction to retain and grow customer banking relationships.

Experience Required:

2+ years of experience in commercial banking preferred.

Senior Loan Servicing Specialist – San Jose

Job Posting

Updated: November 2, 2017

Title: 

Senior Loan Servicing Specialist

Position Type:  

Full-Time

Location: 

San Jose

Summary: 

The Senior Loan Documentation Specialist will be responsible for the preparation of loan documentation for all loans including multi-family, commercial real estate, business lines of credit, personal lines of credit, accounts receivable formula lines of credit and Home Equity Lines of Credit. This person will also be responsible for reviewing loan documentation requests for completeness and regulatory compliance and preparing loan documentation pursuant to the terms and conditions of loan approval.

Essential Functions and Basic Duties:

  • Review Credit Authorizations and prepare the appropriate Loan Documents and other ancillary documents needed to address the Credit Authorizations.
  • Boards completed loans on Bank's mainframe computer system and loan documentation interface system.
  • Performs loan department certifications.
  • Run credit reports.
  • Processes consumer, commercial and real estate loan payments and advances on lines of credit.
  • Reconciles general ledger accounts for reimbursable loan fees.
  • Corrects loan accounting system errors as necessary.
  • Calculates loan pay off amounts for specific loans as requested.
  • Review loan files prior to loan booking to ensure compliance with Credit Authorizations.
  • Identify, input and maintain outstanding ticker items to ensure follow-up items are being reported, tracked and resolved properly.
  • Assists management in ensuring compliance with applicable banking regulations, with particular emphasis on the Bank Secrecy Act.
  • Set up and scan loan document files and other files for documentation and compliance, e.g. title policies, UCC filings, and vehicle title work.
  • Assist in maintaining various department reports.
  • Responsible for the daily delivery of the highest level of service to both internal and external clients.
  • Assist in maintaining various department reports.
  • Additional support and duties as assigned.

Qualifications and Desired Skills:

  • Minimum 1-year related experience in business loan documentation preparation.
  • Experience in LaserPro loan documentation software. Familiarity with Horizon is desirable.
  • Computer Skills: Advanced Microsoft Word, Microsoft Excel, and Microsoft Outlook.
  • Ability to provide courteous, knowledgeable and professional customer service in all forms of interaction.
  • Ability to assume responsibility, display initiative, exercise good judgment and make and act upon decisions with minimal supervision.
  • Good organizational skills, ability to prioritize and meet deadlines.

Experience Required:

EDUCATION: Undergraduate degree or Associates Degree in finance, business preferred but not mandatory. LaserPro Lending Certification desirable.

Client Service Representative, Support Services – San Jose

Job Posting

Updated: October 31, 2017

Title: 

Client Service Representative, Support Services

Position Type:  

Full-Time

Location: 

San Jose

Summary: 

This is a client service position integral to our day-to-day bank operations. The ideal candidate comes to us with a strong work ethic, great communication, major attention to detail, ability to retain information, and excellent client service skills.

Essential Functions and Basic Duties:

  • Performs routine and intermediate client service duties; balancing GLs and other daily maintenance operations reports, online banking and other cash management functions (RDC, Wires, ACH) , cash letter adjustments, and other client transactions as requested.
  • Promotes business for the Bank by maintaining quality client relations and referring customers to appropriate staff for new services.
  • Processes client transactions as requested, ensuring that all necessary documents are properly authorized, in proper form, within authorized limits, and completed accurately.
  • Operates computer terminal or personal computer to process account activity, determine balances, and resolve problems within given authority.
  • Receives and processes research (check and statement copies) upon client request.
  • Receives and processes stop payment and hold orders.
  • Receives and processes client transfers.
  • Establishes proper identification of new customers and determines need and extent of reference investigation.
  • Cross-sells the Bank’s other products and services, referring customers to appropriate staff as indicated.
  • Records, files, updates client information, with appropriate verification.
  • Prepares wire transfers, incoming and outgoing, performs call back (verbal confirmation).
  • Gathers data and processes various reports (e.g., currency transaction, returned items, overdrafts, maintenance, callbacks, etc.).
  • Processes credit ratings, verification of deposit, certifications, cash letter adjustments, and deposit corrections.
  • Maintains files, copies, and fax documents.
  • May prepare and research data for levies and garnishments.
  • Assist clients with debit card transaction research, including ordering new debit cards, processing Regulation E claims.
  • Assist clients with Online Banking including but not limited to, resetting passwords, bill pay, building users, assisting clients with troubleshooting, reviewing potential fraudulent transactions, and other functionality.
  • May assist New Accounts (ordering checks, processing credit card applications) as required, or for back up to other personnel.
  • Attends and contributes to Operations and All Staff meetings held periodically.
  • Other duties as assigned by management.
  • Assists management in ensuring compliance with applicable banking regulations with particular emphasis on the Bank Secrecy Act. Understands government regulations with particular emphasis on the Bank Secrecy Act and related regulations and the fact that compliance with BSA regulations is an enterprise responsibility.
  • Other related compliance areas (as they pertain to Operations):
    • Expedited Funds Availability – Regulation CC
    • Red Flags – Identity Theft
    • Error Resolution – Regulation E
    • Truth in Savings – Regulation DD
    • Reserve Requirements for Depository Institutions – Regulation D
    • Privacy of Consumer Financial Information – Regulation P/GLBA
    • Prohibition on Funding of Unlawful Internet Gambling – Regulation GG

Qualifications and Desired Skills:

Excellent communication skills, attention to detail, self-motivation, and a strong computer aptitude. 

Experience Required:

High School Diploma.  Minimum 2 years related experience.

Senior Loan Servicing Specialist – Redwood City

Job Posting

Updated: October 30, 2017

Title: 

Senior Loan Servicing Specialist

Position Type:  

Full-Time

Location: 

Redwood City

Summary: 

The Senior Loan Documentation Specialist will be responsible for the preparation of loan documentation for all loans including multi-family, commercial real estate, business lines of credit, personal lines of credit, accounts receivable formula lines of credit and Home Equity Lines of Credit. This person will also be responsible for reviewing loan documentation requests for completeness and regulatory compliance and preparing loan documentation pursuant to the terms and conditions of loan approval.

Essential Functions and Basic Duties:

  • Review Credit Authorizations and prepare the appropriate Loan Documents and other ancillary documents needed to address the Credit Authorizations.
  • Boards completed loans on Bank's mainframe computer system and loan documentation interface system.
  • Performs loan department certifications.
  • Run credit reports.
  • Processes consumer, commercial and real estate loan payments and advances on lines of credit.
  • Reconciles general ledger accounts for reimbursable loan fees.
  • Corrects loan accounting system errors as necessary.
  • Calculates loan pay off amounts for specific loans as requested.
  • Review loan files prior to loan booking to ensure compliance with Credit Authorizations.
  • Identify, input and maintain outstanding ticker items to ensure follow-up items are being reported, tracked and resolved properly.
  • Assists management in ensuring compliance with applicable banking regulations, with particular emphasis on the Bank Secrecy Act.
  • Set up and scan loan document files and other files for documentation and compliance, e.g. title policies, UCC filings, and vehicle title work.
  • Assist in maintaining various department reports.
  • Responsible for the daily delivery of the highest level of service to both internal and external clients.
  • Assist in maintaining various department reports.
  • Additional support and duties as assigned.

Qualifications and Desired Skills:

  • Minimum 1-year related experience in business loan documentation preparation.
  • Experience in LaserPro loan documentation software. Familiarity with Horizon is desirable.
  • Computer Skills: Advanced Microsoft Word, Microsoft Excel, and Microsoft Outlook.
  • Ability to provide courteous, knowledgeable and professional customer service in all forms of interaction.
  • Ability to assume responsibility, display initiative, exercise good judgment and make and act upon decisions with minimal supervision.
  • Good organizational skills, ability to prioritize and meet deadlines.

Experience Required:

EDUCATION: Undergraduate degree or Associates Degree in finance, business preferred but not mandatory. LaserPro Lending Certification desirable.