Lending Products

Creative, individualized
lending solutions.
Creative, individualized lending solutions.

Utilizing technology, innovation and unique personal service, Avidbank provides both individuals and organizations with the financing solutions that meet your needs.

Personal Lending

  • Secured & Unsecured Lines of Credit
  • Home Equity Lines of Credit
  • Remodel & New Home Construction Loans
  • Term Loans

Corporate Credit Cards

Corporate Banking

We customize our lending solutions to meet our clients’ needs. Our team will work with you to secure the financing that best suits your business.

  • Working Capital Lines of Credit
  • Equipment Loans
  • Acquisition Financing
  • Shareholder Buyouts
  • ESOP Loans
  • Owner-occupied Real Estate Loans

Commercial Real Estate Lending

Our customized relationship lending services are available for commercial, multi-family and mixed-use properties for investors and owner-users.

  • Permanent Loans (Purchase Monies and Refinance)
  • Bridge (Value-Add) Financing

Construction Lending

With a wide range of construction lending options that are customized to meet the specific needs of the client, we can assist with land purchase, pre-development, construction and “take-out” loans for most residential and commercial property types.

  • Land Acquisition Loans
  • Construction Spec SFD
  • Owner-occupied SFD
  • Condominiums, Subdivisions
  • RLOC – Real Estate Secured
  • Unsecured Business Lines
  • Pre-development Loans
  • Real Estate Bridge Loans

Specialty Finance

We specialize in creative financing solutions for emerging-growth and established companies across the nation. We have a full suite of credit and cash management products to meet the needs of our clients.

Asset-Based Lending

  • Borrowing Base (A/R, Inventory)
  • ABL Term Loans

Sponsor Finance (P/E & V/C)

  • Acquisition Term Loans
  • Recapitalization Term Loans
  • Working Capital Lines

 

Venture Lending

Whether a start-up or in growth stage, our full array of credit facilities can be structured to meet your company's unique requirements.

  • Venture Debt
  • Growth Capital
  • Recurring Revenue
  • Working capital lines of credit
  • Deposit and online banking solutions
  • Treasury Management services

Structured Finance

We provide accounts receivable-based lines of credit and entrepreneur friendly invoice financing solutions to emerging growth companies throughout the U.S. Our solutions are typically designed free of the constraints of financial covenants, with a focus on enterprise software, SaaS, media and medical device companies that are VC-, angel- or entrepreneur-backed.

  • AR-based credit lines with no financial covenants
  • Invoice Financing

For more information on our Lending Products, please contact us.


Need More?

We also offer a variety of sophisticated Cash Management products.