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SBA Lending Funding business ownership and growth.

Whether you are launching a new venture, acquiring an existing business, purchasing commercial real estate, or expanding existing operations, Avidbank provides Small Business Administration (SBA) financial solutions and experienced guidance to help you meet your goals.

What can SBA financing help you achieve?

If you are buying a business, purchasing real estate, looking to support growth, or trying to improve cash flow, SBA financing can support a wide range of business objectives.

Business Acquisition & Partner Buyout

Acquire or Increase Ownership

Finance the acquisition of an existing business, purchase a partner's ownership interest, or facilitate succession and ownership transition plans. Help fund goodwill, inventory, equipment, and working capital.

Franchise Financing

Invest in an Established Business Model

Finance the acquisition, startup, expansion, or transfer of SBA-eligible franchise businesses across a variety of industries.

Debt Refinance

Improve Cash Flow and Simplify Debt

Refinancing eligible business debt may help reduce monthly payments, consolidate obligations, and create additional liquidity for growth.

Real Estate Purchase

Own the Property Where You Do Business

Purchase, construct, renovate or refinance owner-occupied commercial real estate with long-term financing designed to preserve cash flow.

 

Working Capital

Support Day-to-Day Operations and Growth

Access capital for payroll, inventory, marketing, seasonal needs, and other operating expenses while maintaining financial flexibility.

Equipment Financing

Invest in the Tools Your Business Needs

Finance machinery, vehicles, technology, furniture, and other business equipment needed to improve efficiency and support expansion.

SBA 7(a) Loan Program - Flexible financing for business ownership and growth.

The SBA 7(a) Loan Program is the Small Business Administration's primary lending program and one of the most versatile financing solutions available to eligible small businesses. It can support business acquisitions, owner-occupied commercial real estate, equipment, eligible debt refinancing, working capital, and other qualified business purposes. Whether you are an experienced business owner or a veteran turned entrepreneur, SBA financing offers unique opportunities.

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Up to $5 Million

Financing for acquisitions, real estate, expansion, working capital, and other eligible purposes.

Longer Repayment Terms

Up to 25 years for qualifying real estate and generally up to 10 years for many other business purposes.

Preserve Capital

Lower equity requirements than some conventional structures may help retain cash for operations and growth.

Flexible Use of Proceeds

A single financing solution may combine multiple eligible uses, depending on the transaction.

Common eligible Uses

Acquisition, partner buyout, real estate, equipment, working capital, expansion, and eligible debt refinance.

ExperienceD Guidance

Avidbank SBA specialists provide guidance from the initial conversation through closing.

Why choose Avidbank for your SBA Lending?

Experienced SBA Lending Professionals

Our team brings substantial SBA lending experience to our clients, helping entrepreneurs and business owners navigate acquisitions, commercial real estate purchases, growth initiatives, and ownership transitions.

Personalized Guidance

Every business is different. We begin by taking the time to understand your business, goals and financing needs so that we can structure solutions that are aligned with your objectives.

Responsive Decision-Making

We focus on clear communication and proactive guidance throughout underwriting and approval, helping borrowers understand requirements and keep transactions moving toward closing and funding.

Relationship-Focused Banking

At Avidbank, financing is more than a transaction. We build long-term relationships that support clients as their businesses evolve and grow.

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Let Avidbank help you secure SBA financing.

 

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Lending Products

Creative, individualized lending solutions.

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Deposit Products

Secure accounts that work for you.

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Treasury Management

Tools you need to grow your business.